Facing Foreclosure But Don't Know What To Do?

  • Do You Lose Sleep at Night?

  • How Can I Keep My Home?

  • Will My Lender Reduce My Mortgage Payment and Let Me Stay?

  • If I Am Forced To Sell, Will My Lender Chase Me Down For Any Money Lost?

Foreclosure is scary. Do you know your options? Because of the financial crisis more and more homeowners are having financial problems. Today, more than one in seven homeowners is behind on their mortgage payments. You are not alone...I can help.

Jan 25, 2012

LEWIS/THURSTON COUNTY SHORT SALES: There is a Way Out of this situation

Posted by: Martha I. Wright

CHEHALIS, MORTON, WA -.   Why did I buy that house?" "Why didn't I work harder at my job, so I wouldn't get laid off?" Why did I get laid off, and not Joe?” they say to themselves. "I am such a loser and I can't find a decent job anymore!"


The average person just doesn't realize how "going broke" makes people feel like trash.
People start doubting themselves. They keep on kicking themselves down mentally.

Then the phone calls start increasing, from people such a bill collectors, debt collectors, and their mortgage company.

Many times all of these people use mean, threatening tactics to try and get them to pay. Then, they get in a fight with their spouse over money. It all adds up. They are emotionally beat.

Sometimes they give up, without even realizing it. It's tough. Everyone kicks you while you are down. They stop taking risks. They stop looking for work.

Or, they lack confidence and as a result don't get the job. Pretty soon they don't think they can contribute to the economy. It is a horrible cycle.

IF YOU are experiencing this, please don't give up. Things will turn around. No, I'm not just talking about the general economy. Yes, that will turn around. But, your personal economy will turn around, whether or not the general economy does.

First, you have to get your confidence back. There are several ways you can do this. If you are unemployed, then get a new job. Any job will do, even if it isn't where you want to end up.

If you are overqualified for the job, then you will look terrific there. But, it will make it much easier for you to get a new, better job elsewhere. Someone is much more likely to hire a person who has a job than someone who is unemployed.

Pretty soon you will get your life back together. Yes, it will feel like a long time, but, if you just keep on pushing, then it will happen.

I have met so many people who have been hurt by this tough economy. All of them have gotten back on their feet eventually. Sure it wasn't fun. But, they did it and I'm sure you can too..

THINKING ABOUT A SHORT SALE?  I can help you short sale your property and perhaps never pay the bank another penny. Send me an e-mail to:  martha.wright@century21.com">martha.wright@century21.com</a>. I will contact you for a free consultation.

When we talk, I will explain how the process works in detail. If you prefer, then you can call me at (360) 520-5251.

Discover how other sellers successfully completed a short sale and request a free consultation: www.LewisCountyPropertiesForSale.com  or e-mailing me to: martha.wright@century21.com


Thanks for reading this, Martha Wright.

Martha is a Real Estate Agent at Century 21 Lund, Realtors.

Phone: (360) 520-5251. <a href="mailto:martha.wright@century21.com">martha.wright@century21.com</a>.

"All the Wright Moves"

View My homes for sale at <a href="http://www.LewisCountyPropertiesForSale.com ">www.LewisCountyPropertiesForSale.com</a>.

Martha Wright specializes in short sales in Lewis/Thurston County WA, Centralia Washington. Centralia short sales. Centralia short sale realtor Short Sale Realtor. Chehalis WA Short Sales. Chehalis Realtor. East Lewis County Short Sales. Morton, WA Real Estate.

This is not intended as legal, technical, or tax advice. Please speak with a licensed professional before making any decision. Information is deemed reliable but not guaranteed as of the date of writing. The views expressed here are Wright's personal views and do not reflect the views of Century 21 Lund, Realtors.  This information is provided as a courtesy to our viewers to help them make informed decisions.

 

Jan 8, 2012

How Can a Lewis/Thurston County Realtor Help Me When I’m Facing Foreclosure?

Posted by: Martha I. Wright

Chehalis, Centralia WA – While most people think of realtors as a person you turn to only when you’re buying or selling a home; many don’t realize that a realtor’s expertise in the housing industry can help you in other ways also. If you are facing possible foreclosure, turning to a realtor for help may be one of the smartest options to choose.

While realtors can’t give legal advice about handling foreclosures, they can show you many options that are available to you as both a

home owner facing possible foreclosure and as a possible home buyer if you should have to release your home to the lender.

1.) The right Lewis/Thurston County Realtor will know the area well and be able to guide you as to how others in your situation in the same area have handled similar circumstances.

2.) A Realtor can explain “Short Sales” to you; which could be an option for you depending upon your situation.

3.) Your Realtor should be able to explain possible options for refinancing, doing a “short sale”, seeing if a loan modification is an option or perhaps even a mortgage forbearance. There may be other possible options available in your area; including any governmental or non-profit organizations that may be able to help.

4.) Working with one Realtor you can trust will not only establish a friend with useful information, but they will be there after the foreclosure when you’re going to need to know where to turn. They will have options available for you from rental units to get you through this tough spot, to possibly even purchasing a new home. You may be surprised at the options available. Having someone experienced in the business will be a plus no matter which direction you go once you finish the foreclosure process.

5.) Find a Realtor in the Lewis/Thurston area that truly cares. Yes, we are realtors to make money; it is our job. But we are also human beings and should remember to work with you while making you feel as good as possible with the options you may have. Perhaps this is a dark moment for you and your family but the truth is, if you have a good realtor you should have a good chance at finding a decent home, either as a rental or other possible ways of purchasing it. That’s where an experienced Realtor comes in… we know the “other possible ways” out there.

Thinking about a short sale?

I can help you short sale your property and get back on your feet.

In 2016/ 2017 I am continuing helping homeowners avoid foreclosure.

Send me an e-mail at martha.wright@century21.com. I will contact you for a free consultation.

When we talk, I will explain how the process works in detail and answer any questions you may have. Or, if you prefer, you can call me at (360) 520-5251

Discover how other sellers successfully completed a short sale and request a free consultation by e-mailing me at: Martha.Wright@century21.com and I’ll provide you with several names and numbers of satisfied clients.

Thanks for reading this,

Martha Wright

Martha is a Real Estate Agent at Century 21 Lund, Realtors. Chehalis Short Sales Realtor, Centralia Short Sales Realtor, Lewis/Thurston County

Phone: (360) 520-5251. martha.wright@century21.com.

“All the Wright Moves”

View my homes for sale at www.LewisCountyPropertiesForSale.com.

Important Notice

Martha Wright or Century 21 Lund, Realtors, are not affiliated in any way, shape, or form with the government.  Most lenders willingly work with agents on short sales. Why?

Because most short sales are beneficial to a lender. If you accept our offer to help you on a short sale, your lender may not agree to a short sale. However, the likelihood of negotiating is like everything else in life. It takes work and persistence.

We do not recommend that you stop paying your mortgage because this will cause damage to your credit and could cause you to lose your home. Because we know avoiding foreclosure is so important to any homeowner, we recommend that you speak with the appropriate legal or tax advisor before making any decision. We work wit

This is not intended as legal, technical, or tax advice. Please speak with a licensed professional before making any decision. Information is deemed reliable but not guaranteed as of the date of writing.

The views expressed here are Martha’s personal views and do not reflect the views of Century 21 Lund, This information on How Can a Lewis/Thurston County Realtor Help Me When I’m Facing Foreclosure? is provided as a courtesy to our viewers to help them make informed decisions Realtors.